Texas Supreme Court Determines Umbrella Policy Coverage Extends Beyond Service Contract Requirements

The Texas Supreme Court recently decided an insurance policy interpretation case involving an insurance company’s denial of coverage to a claimant as an additional named insured under an umbrella liability policy. In deciding for the claimant, the Court made it clear the terms of the contract in question will determine what is intended, and those terms are not to be expanded beyond their scope or interpreted in a way that is inconsistent with typical business practice.

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