Banking Supervision in the Aftermath of Recent Bank Failures

Since the failure of Silicon Valley Bank, Signature Bank, and Republic Bank, several agencies have issued reports on factors that contributed to the failures. If you have not added the recent post-mortem reports and speeches to your list of weekend or bedtime reading, you should do so. They provide an important window into the minds of bank regulators on what is to come. As we all know, the most important regulatory requirements and expectations are not found in statutes and regulations, but in speeches, Congressional testimony, reports, articles, and the like